/* CSS Reset & Variables */
:root {
    /* Primary Colors */
    --clr-primary-blue: #0A2540; /* Deep trust blue */
    --clr-primary-green: #00D084; /* Vibrant action green */
    
    /* Secondary & Accents */
    --clr-secondary-blue: #2064C6; /* Mid blue */
    --clr-light-blue: #EBF4FF; /* Very light blue background */
    --clr-accent-green: #00F098; /* Hover green */
    
    /* Neutrals */
    --clr-text-main: #334155;
    --clr-text-light: #64748B;
    --clr-text-dark: #0F172A;
    --clr-bg-main: #F8FAFC;
    --clr-white: #FFFFFF;
    
    /* Effects */
    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
    --shadow-glass: 0 25px 50px -12px rgb(0 0 0 / 0.25);
    
    /* Transitions */
    --transition-fast: 0.2s ease-in-out;
    --transition-normal: 0.3s ease-in-out;
    
    /* Fonts */
    --font-main: 'Inter', sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-main);
    color: var(--clr-text-main);
    background-color: var(--clr-bg-main);
    line-height: 1.6;
    overflow-x: hidden;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    color: var(--clr-text-dark);
    font-weight: 700;
    line-height: 1.2;
}

a {
    text-decoration: none;
    color: inherit;
    transition: color var(--transition-fast);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

/* Buttons */
.btn-primary {
    display: inline-block;
    background: linear-gradient(135deg, var(--clr-primary-green) 0%, var(--clr-accent-green) 100%);
    color: var(--clr-primary-blue);
    font-weight: 600;
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    border: none;
    cursor: pointer;
    transition: all var(--transition-normal);
    text-align: center;
    box-shadow: 0 4px 14px 0 rgba(0, 208, 132, 0.39);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0, 208, 132, 0.5);
    color: var(--clr-primary-blue);
}

.btn-secondary {
    display: inline-block;
    color: var(--clr-text-main);
    font-weight: 600;
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    transition: all var(--transition-fast);
}

.btn-secondary:hover {
    color: var(--clr-primary-green);
    background: var(--clr-light-blue);
}

.btn-outline {
    display: inline-block;
    background: transparent;
    color: var(--clr-white);
    font-weight: 600;
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    border: 2px solid rgba(255,255,255,0.5);
    cursor: pointer;
    transition: all var(--transition-normal);
}

.btn-outline:hover {
    border-color: var(--clr-white);
    background: rgba(255,255,255,0.1);
}

.btn-large {
    padding: 1rem 2rem;
    font-size: 1.1rem;
}

.btn-full {
    width: 100%;
    margin-top: 1rem;
}

/* Navbar */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    padding: 1.5rem 0;
    transition: all var(--transition-normal);
    background: transparent;
}

.navbar.scrolled {
    background: rgba(255, 255, 255, 0.95);
    padding: 1rem 0;
    box-shadow: var(--shadow-md);
    backdrop-filter: blur(10px);
}

.navbar.scrolled .logo-text {
    color: var(--clr-primary-blue);
}

.navbar.scrolled .nav-links a {
    color: var(--clr-text-main);
}

.navbar.scrolled .nav-links a:hover {
    color: var(--clr-primary-green);
}

.navbar.scrolled .btn-secondary {
    color: var(--clr-text-main);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-text {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--clr-white);
    letter-spacing: -1px;
    transition: color var(--transition-normal);
}

.nav-links {
    display: flex;
    gap: 2rem;
}

.nav-links a {
    color: var(--clr-white);
    font-weight: 500;
    font-size: 1rem;
}

.nav-links a:hover {
    color: var(--clr-primary-green);
}

.nav-actions {
    display: flex;
    gap: 1rem;
    align-items: center;
}

.mobile-menu {
    display: none;
    font-size: 2rem;
    color: var(--clr-white);
    cursor: pointer;
}

.navbar.scrolled .mobile-menu {
    color: var(--clr-primary-blue);
}

/* Hero Section */
.hero {
    position: relative;
    padding-top: 8rem;
    padding-bottom: 6rem;
    background-color: var(--clr-primary-blue);
    background-image: radial-gradient(circle at top right, var(--clr-secondary-blue), var(--clr-primary-blue));
    color: var(--clr-white);
    overflow: hidden;
    min-height: 100vh;
    display: flex;
    align-items: center;
}

.hero-bg-shapes {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    z-index: 0;
}

.shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
}

.shape-1 {
    top: -10%;
    right: -5%;
    width: 500px;
    height: 500px;
    background: rgba(0, 208, 132, 0.4);
}

.shape-2 {
    bottom: -10%;
    left: -10%;
    width: 400px;
    height: 400px;
    background: rgba(32, 100, 198, 0.6);
}

.hero-container {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.1f 0.9fr;
    gap: 4rem;
    align-items: center;
}

.hero-content {
    max-width: 600px;
}

.hero-title {
    font-size: 4rem;
    color: var(--clr-white);
    margin-bottom: 1.5rem;
    line-height: 1.1;
}

.highlight {
    color: var(--clr-primary-green);
}

.hero-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 2.5rem;
    font-weight: 400;
}

.hero-buttons {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 4rem;
}

.hero-stats {
    display: flex;
    gap: 3rem;
}

.stat-item {
    display: flex;
    flex-direction: column;
}

.stat-number {
    font-size: 2rem;
    font-weight: 800;
    color: var(--clr-white);
}

.stat-label {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.7);
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* Glassmorphism Calculator Card */
.glass-card {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 24px;
    padding: 2.5rem;
    box-shadow: var(--shadow-glass);
    color: var(--clr-white);
}

.calculator-card h3 {
    color: var(--clr-white);
    font-size: 1.5rem;
    margin-bottom: 2rem;
    text-align: center;
}

.calc-group {
    margin-bottom: 2rem;
}

.calc-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.9);
}

.range-slider {
    position: relative;
}

input[type=range] {
    -webkit-appearance: none;
    width: 100%;
    background: rgba(255, 255, 255, 0.2);
    height: 6px;
    border-radius: 5px;
    outline: none;
    margin: 1rem 0;
}

input[type=range]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--clr-primary-green);
    cursor: pointer;
    box-shadow: 0 0 10px rgba(0, 208, 132, 0.5);
    transition: transform var(--transition-fast);
}

input[type=range]::-webkit-slider-thumb:hover {
    transform: scale(1.2);
}

.slider-value {
    position: absolute;
    right: 0;
    top: -30px;
    font-weight: 700;
    font-size: 1.1rem;
    color: var(--clr-primary-green);
}

.calc-result {
    background: rgba(0, 0, 0, 0.2);
    border-radius: 16px;
    padding: 1.5rem;
    text-align: center;
    margin-bottom: 1.5rem;
}

.calc-result-label {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 0.5rem;
}

.calc-result-value {
    font-size: 3rem;
    font-weight: 800;
    color: var(--clr-primary-green);
    line-height: 1;
}

.calc-note {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
    margin-top: 0.5rem;
}

/* Features Section */
.features {
    padding: 8rem 0;
    background-color: var(--clr-white);
}

.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 4rem auto;
}

.section-header h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: var(--clr-primary-blue);
}

.section-header p {
    font-size: 1.2rem;
    color: var(--clr-text-light);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.feature-card {
    padding: 2.5rem 2rem;
    border-radius: 20px;
    background: var(--clr-white);
    border: 1px solid var(--clr-light-blue);
    box-shadow: var(--shadow-sm);
    transition: all var(--transition-normal);
}

.feature-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-lg);
    border-color: var(--clr-primary-green);
}

.feature-icon {
    width: 60px;
    height: 60px;
    background: var(--clr-light-blue);
    color: var(--clr-secondary-blue);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    margin-bottom: 1.5rem;
    transition: all var(--transition-normal);
}

.feature-card:hover .feature-icon {
    background: var(--clr-primary-green);
    color: var(--clr-white);
}

.feature-card h3 {
    font-size: 1.25rem;
    margin-bottom: 1rem;
    color: var(--clr-primary-blue);
}

.feature-card p {
    color: var(--clr-text-light);
    font-size: 0.95rem;
}

/* Steps Section */
.steps-section {
    padding: 8rem 0;
    background-color: #f1f5f9;
}

.steps-container {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
}

.steps-container::before {
    content: '';
    position: absolute;
    top: 0;
    left: 40px;
    height: 100%;
    width: 2px;
    background: var(--clr-primary-green);
    opacity: 0.3;
}

.step {
    display: flex;
    gap: 3rem;
    margin-bottom: 4rem;
    position: relative;
}

.step:last-child {
    margin-bottom: 0;
}

.step-number {
    width: 80px;
    height: 80px;
    background: var(--clr-primary-green);
    color: var(--clr-white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: 800;
    flex-shrink: 0;
    box-shadow: 0 0 0 10px #f1f5f9;
    z-index: 1;
}

.step-content {
    background: var(--clr-white);
    padding: 2rem;
    border-radius: 20px;
    box-shadow: var(--shadow-md);
    flex-grow: 1;
}

.step-content h3 {
    font-size: 1.5rem;
    color: var(--clr-primary-blue);
    margin-bottom: 0.5rem;
}

.step-content p {
    color: var(--clr-text-light);
}

/* Testimonials Section */
.testimonials-section {
    padding: 6rem 0;
    background-color: var(--clr-white);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
    opacity: 0;
    transform: translateY(20px);
    transition: all 0.5s ease-out;
}

.testimonials-grid.hidden {
    display: none;
}

.testimonials-grid.show {
    opacity: 1;
    transform: translateY(0);
}

.testimonial-card {
    background: #f8fafc;
    padding: 2rem;
    border-radius: 20px;
    border: 1px solid #e2e8f0;
    box-shadow: var(--shadow-sm);
    transition: transform var(--transition-normal);
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.testimonial-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.testimonial-img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid var(--clr-light-blue);
}

.testimonial-info h4 {
    color: var(--clr-primary-blue);
    margin-bottom: 0.2rem;
}

.stars {
    color: #f59e0b; /* Amber/gold visible color */
    letter-spacing: 2px;
}

.star-gray {
    color: #cbd5e1;
}

.testimonial-text {
    color: var(--clr-text-main);
    font-style: italic;
    line-height: 1.7;
    font-size: 1.05rem;
}

/* CTA Section */
.cta-section {
    padding: 6rem 0;
    background: linear-gradient(135deg, var(--clr-primary-blue) 0%, var(--clr-secondary-blue) 100%);
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(0,208,132,0.2) 0%, rgba(0,0,0,0) 70%);
}

.cta-container {
    position: relative;
    z-index: 1;
    display: flex;
    justify-content: center;
}

.cta-content {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 24px;
    padding: 4rem;
    text-align: center;
    max-width: 800px;
    box-shadow: var(--shadow-lg);
}

.cta-content h2 {
    color: var(--clr-white);
    font-size: 2.5rem;
    margin-bottom: 1.5rem;
}

.cta-content p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.2rem;
    margin-bottom: 2.5rem;
}

/* Footer */
.footer {
    background-color: var(--clr-text-dark);
    color: rgba(255, 255, 255, 0.7);
    padding: 5rem 0 2rem 0;
}

.footer-container {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 4rem;
    margin-bottom: 4rem;
}

.footer-col h4 {
    color: var(--clr-white);
    font-size: 1.2rem;
    margin-bottom: 1.5rem;
}

.footer-col a {
    display: block;
    margin-bottom: 0.8rem;
    transition: color var(--transition-fast);
}

.footer-col a:hover {
    color: var(--clr-primary-green);
}

.footer-col p {
    margin-bottom: 0.8rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.brand-col p {
    margin: 1.5rem 0;
    max-width: 300px;
}

.text-white {
    color: var(--clr-white);
}

.social-links {
    display: flex;
    gap: 1rem;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: var(--clr-white);
    transition: all var(--transition-fast);
}

.social-links a:hover {
    background: var(--clr-primary-green);
    transform: translateY(-3px);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 2rem;
    text-align: center;
    font-size: 0.9rem;
}

/* Form Section */
.form-section {
    padding: 6rem 0;
    background-color: var(--clr-bg-main);
}

.form-container {
    display: flex;
    justify-content: center;
}

.form-content {
    background: var(--clr-white);
    padding: 3.5rem;
    border-radius: 24px;
    box-shadow: var(--shadow-lg);
    width: 100%;
    max-width: 550px;
    border: 1px solid var(--clr-light-blue);
}

.form-content h2 {
    color: var(--clr-primary-blue);
    font-size: 2.2rem;
    margin-bottom: 0.5rem;
    text-align: center;
}

.form-content p {
    color: var(--clr-text-light);
    text-align: center;
    margin-bottom: 2.5rem;
    font-size: 1.1rem;
}

.loan-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.form-group label {
    font-weight: 600;
    color: var(--clr-text-dark);
    font-size: 0.95rem;
}

.form-group input,
.form-group select {
    padding: 1rem 1.2rem;
    border: 2px solid #e2e8f0;
    border-radius: 12px;
    font-family: inherit;
    font-size: 1rem;
    transition: all var(--transition-fast);
    color: var(--clr-text-main);
    background-color: var(--clr-white);
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    background-size: 1em;
}

.form-group input::placeholder,
.form-group select:invalid {
    color: #94a3b8;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--clr-primary-green);
    box-shadow: 0 0 0 4px rgba(0, 208, 132, 0.1);
}

.form-message {
    text-align: center;
    font-weight: 500;
    padding: 1rem;
    border-radius: 10px;
    display: none;
    animation: fadeIn 0.3s ease-in-out;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(-10px); }
    to { opacity: 1; transform: translateY(0); }
}

.form-message.success {
    display: block;
    background-color: #d1fae5;
    color: #047857;
    border: 1px solid #a7f3d0;
}

.form-message.error {
    display: block;
    background-color: #fee2e2;
    color: #b91c1c;
    border: 1px solid #fecaca;
}

/* Responsive Design */
@media (max-width: 992px) {
    .hero-container {
        grid-template-columns: 1fr;
        text-align: center;
        gap: 3rem;
    }

    .hero-content {
        margin: 0 auto;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-stats {
        justify-content: center;
    }

    .footer-container {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .nav-links, .nav-actions {
        display: none;
    }
    
    .mobile-menu {
        display: block;
    }

    .hero-title {
        font-size: 3rem;
    }

    .steps-container::before {
        left: 30px;
    }

    .step-number {
        width: 60px;
        height: 60px;
        font-size: 1.5rem;
    }

    .cta-content {
        padding: 2.5rem 1.5rem;
    }
}

@media (max-width: 576px) {
    .footer-container {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .hero-stats {
        flex-direction: column;
        gap: 1.5rem;
    }
}